#1 灭火器 - 以防万一
灭火器看似可有可无。
可是当房屋失火之时,
它就呈现出其重要性。
可见大马政府强制每个营业之处
必须要有一个灭火器。
我们的生活亦是如此，
为我们的生活做好周全的准备，
以便生病/残疾/逝世之时，
不会手忙脚乱地才来找钱。
«波德申 - Starbucks Coffee»
- EL
MEDICAL INSURANCE PREMIUM HIKES: WHY IS IT HAPPENING NOW?
Note: This is based on my general understanding of the current situation occurring to provide readers with a clearer picture on medical insurance premium hikes. Any decision you make for your policy should first be consulted with your agent/financial advisor, and not just based on this article alone. In the recent years, medical insurance premiums have increased drastically and affected many Malaysians. It wasn’t just one insurance company doing it, but nearly all. It was also affecting older policies (policies purchased 10 years or more), as well as more recently purchased policies (which is 5 years or more). In this article, I will go through the key reasons on why this has happened and what can be done about it. KEY REASONS: Reason 1 – Increase in Medical Claims How does insurance help individuals in times of need? We know it is based on a pooling of premium by a group of individuals. Whenever a claim is paid, it is taken from this pool of money. When we are heal...
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