Enrich Life 富足人生

  Why E state P lanning Is Still Important? Entire Malaysia has frozen assets & cash of RM 700 Billion in total. What has happened? Due to the lack of knowledge of society, this is inevitable. Countless ancestors left behind assets to their few generations, but to unfreeze those, it takes at least a 3-4% fee. Are you aware? The real reasons we need to do estate planning still remain: to take care of ourselves and our families the way we want.  Here are the top ten reasons we still need estate planning. 1. Ensure Your Assets Are Distributed the Way You Want Everyone has an estate plan, either the one you have created or the default plan of the state in which you live. It is very unlikely that the state’s default plan is what you would have wanted. Non-family members, like an unmarried partner, will not receive any of your assets under the state’s plan. 2. Avoid Probate If you don’t have a plan, your assets will probably have to go through a court process called probate. If you have

Strategy: - Multiple incomes: - In lieu of the main business. - e.g. Estate Planning + Insurance + General Insurance. - Built Income, not to build fame. Rethink:  - Last time work for fame - sell endowment all the way. - Now have family, have to be practical. Long term income, not to get controlled by the agency's direction. Function in a good manner, and fine-tune. - Improvement thru the journey. - Stability & Long term income. Interruption (Client calling): Jin's skill to close Wasiat (Using Hibah, Harta Sepencarian, Faraid) - Subject to Faraid, Wasi cost is high. - Al-Salihih, RM 1500 - RM 2000 (Standard) - Harta Sepencarian. RM 1000 + 1 off. (Good): Greet- Abang Juggling 1) Not a issue 2) Give an opportunity 3) Not angry, just serve clients 4) Apply knowledge & skills Debrief Give value After presentation, need to pull the client back Look, what is next step (make client engagement) Closed Insurance,